No Cosigner? No problem.
Our Student Loan program is designed for students like us who couldn’t afford to pay for college without sacrificing their financial future.
Merit Based
We understand you might have bad credit, or No Credit and that’s not indicative of where you are going.
In fact, we don’t believe financial metrics are the only indicator of risk, so we changed the way the lending system works by looking at your GPA first.
Why Choose Our No Co-signer Student Loans?
Finance your Education
We understand the challenges that come with securing funding for college, especially when a co-signer isn't an option. Our loans are crafted to empower you to take control of your education and future.
Key Benefits:
No Co-signer Needed: Achieve your academic goals independently.
Low-interest Rates: Affordable options tailored to your needs - 7.95% Fixed, 8.34% to 8.87% APR*
Flexible Repayment Plans: Adaptable terms that fit your financial situation.
Easy Application Process: Streamlined steps to get you the funds you need quickly.
How Our Loans Work
Our process is straightforward and designed with your convenience in mind.
Apply Online: Use our simple online application to get started.
Quick Approval: Receive a swift decision on your loan application.
Receive Funds: Get your funds disbursed directly to your school.
Flexible Repayment Plans
We offer a variety of repayment options to ensure that you can manage your loan comfortably:
Deferred Payment: Start repaying after graduation.
7.95% Fixed Interest Rate
8.34% to 8.87% APR*
*Rates vary based on number of months to graduation at funding date, NOT your credit score.
Updated July 2nd, 2023
What Students are Saying
"A.M. Money helped me feel understood and taken care of throughout the process. Thanks to A.M., I can now put my mind at ease. I’m less stressed about the demanding financial burden and more focused on my goals.”
Alex | DePaul University
Class of ‘21
“A.M. was very helpful and went above and beyond to make sure that my school and I were informed through the process.”
Kalund | North Carolina State
Class of ‘20
“A.M. is fair and the most competitive company I've come across, so you can feel confident in managing your money and your education. Seriously, dump Discover. A.M. Money made working toward my college degree possible.”
Brii | DePaul University
Class of ‘21
What Experts are Saying
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